SeaCastle Insurance Blogs

Protect Vacant Properties From Water Damage In Winter

Water damage is one of the top three causes of property damage, alongside fire and theft/vandalism. Fortunately, it’s often the easiest to prevent—especially during the winter months when freezing temperatures pose a significant risk to vacant properties. By taking proactive measures, real estate investors can protect their investments from costly repairs.

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Cyber Threats and the Importance of Cyber Liability Coverage

In today’s connected world, businesses face growing risks from cyber threats that disrupt operations, compromise data, and harm reputations. To counter these risks, companies must adopt robust security measures and consider cyber liability insurance as a vital safeguard.

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Essential Risk Management Strategies for Multifamily Senior Housing

Multifamily senior housing properties require tailored risk management strategies to address the unique vulnerabilities of their residents. Elderly tenants often face heightened risks due to reduced mobility, increased reliance on medical devices, and potential social isolation. As an insurance agent, you can play a critical role in guiding your clients toward effective solutions that enhance safety, minimize liability, and ensure compliance with legal standards

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New California Car Insurance Law Coming January 2025

Starting January 1, 2025, California drivers will face a new landscape of auto insurance requirements. Thanks to Senate Bill 1107, the state is doubling down on protection for accident victims, ensuring that financial support in the wake of a crash meets today’s rising costs. But what does that mean for you as a driver? Let’s break it down

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The Rising Tide of Property Insurance Rates in California: Causes and Consequences

Starting January 1, 2025, California drivers will face a new landscape of auto insurance requirements. Thanks to Senate Bill 1107, the state is doubling down on protection for accident victims, ensuring that financial support in the wake of a crash meets today’s rising costs. But what does that mean for you as a driver? Let’s break it downStarting January 1, 2025, California drivers will face a new landscape of auto insurance requirements. Thanks to Senate Bill 1107, the state is doubling down on protection for accident victims, ensuring that financial support in the wake of a crash meets today’s rising costs. But what does that mean for you as a driver? Let’s break it down

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Essential Security Strategies for Multifamily Housing

Multifamily housing communities face unique challenges in maintaining security due to the high volume of residents, visitors, and employees. Property managers and owners must take proactive steps to create a safe environment while protecting themselves from premises liability claims. As an insurance agent, you can guide your clients to implement affordable yet impactful security measures to safeguard their communities and mitigate risk.

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Big Changes for California Food and Drink Businesses

Get ready, restaurant and bar owners!
California’s Workers’ Comp Insurance Board (WCIRB) is shaking things up to make things fairer for businesses like yours.
The WCIRB will replace the broad “Restaurants or Taverns” classification (9079(1)) with six more specific codes:

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